/* ═══ MILO — AUDIENCE PAGE COMPONENTS ═══════════════════════════════
   Shared by /loan-officers, /mortgage-lenders, /banks, /credit-unions
   and /mortgage-servicers. Extracted from the per-page inline styles so
   all audience pages stay visually identical. Tokens come from shared.css.
   ═══════════════════════════════════════════════════════════════════ */

.check{width:16px;height:16px;flex-shrink:0;color:var(--green)}

/* ── Stats band ────────────────────────────────────────────────── */
.stat-band{display:grid;grid-template-columns:repeat(4,1fr);gap:0;
  border:1px solid var(--border);border-radius:var(--r);background:var(--surface);
  box-shadow:var(--shadow-sm);overflow:hidden}
.sb-cell{padding:26px 24px;border-right:1px solid var(--border)}
.sb-cell:last-child{border-right:none}
.sb-n{font-family:var(--display);font-size:30px;font-weight:700;letter-spacing:-.02em;
  color:var(--purple-l);margin-bottom:6px}
.sb-n.green{color:var(--green)}
.sb-l{font-size:12.5px;color:var(--muted);line-height:1.5}

/* ── Two-column feature rows ───────────────────────────────────── */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split.rev > .split-copy{order:2}
.split-bullets{display:flex;flex-direction:column;gap:13px;margin-top:24px}
.split-bullet{display:flex;align-items:flex-start;gap:11px;font-size:14.5px;
  color:var(--text2);line-height:1.6}
.split-bullet strong{color:var(--text);font-weight:600}
.split-bullet .check{margin-top:3px}

/* ── Panel: the visual half of a split row ─────────────────────── */
.aud-panel{background:linear-gradient(150deg,#14092E,#100726);
  border:1px solid var(--border);border-radius:20px;padding:26px;
  box-shadow:0 30px 70px rgba(0,0,0,.35),0 0 0 1px rgba(100,50,200,.12);
  position:relative;overflow:hidden}
.aud-panel::before{content:'';position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(ellipse 70% 45% at 70% 0%,rgba(100,50,200,.20),transparent 65%)}
.aud-panel-head{display:flex;align-items:center;justify-content:space-between;
  padding-bottom:13px;border-bottom:1px solid var(--border2);margin-bottom:18px;
  position:relative;z-index:2}
.aud-panel-title{display:flex;align-items:center;gap:8px;font-size:10.5px;font-weight:700;
  letter-spacing:.1em;text-transform:uppercase;color:var(--text)}
.aud-panel-meta{font-family:var(--mono);font-size:11px;color:var(--muted)}

/* rows inside a panel */
.aud-row{display:flex;align-items:center;gap:12px;padding:13px 14px;border-radius:12px;
  background:var(--bg-soft);border:1px solid var(--border);margin-bottom:9px;
  position:relative;z-index:2}
.aud-row:last-child{margin-bottom:0}
.aud-row-av{width:32px;height:32px;border-radius:9px;flex-shrink:0;display:flex;
  align-items:center;justify-content:center;font-size:11.5px;font-weight:700;
  background:var(--purple-dim);color:var(--purple-l);border:1px solid var(--t2bd)}
.aud-row-main{flex:1;min-width:0}
.aud-row-n{font-size:13.5px;font-weight:600;color:var(--text)}
.aud-row-s{font-size:12px;color:var(--muted);margin-top:2px}
.aud-tier{font-family:var(--mono);font-size:10px;font-weight:600;padding:3px 8px;
  border-radius:6px;flex-shrink:0}
.aud-tier.t1{color:var(--t1);background:var(--t1b);border:1px solid var(--t1bd)}
.aud-tier.t2{color:var(--t2);background:var(--t2b);border:1px solid var(--t2bd)}
.aud-tier.t3{color:var(--t3);background:var(--t3b);border:1px solid var(--t3bd)}
.aud-tier.t4{color:var(--t4);background:var(--t4b);border:1px solid var(--t4bd)}

/* metric strip at the foot of a panel */
.aud-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:18px;
  padding-top:16px;border-top:1px solid var(--border2);position:relative;z-index:2}
.aud-metric{text-align:center}
.aud-metric-n{font-family:var(--display);font-size:19px;font-weight:700;color:var(--text)}
.aud-metric-n.green{color:var(--green)}
.aud-metric-l{font-size:11px;color:var(--muted);margin-top:3px}

/* ── Contrast: old way vs Milo ─────────────────────────────────── */
.vs-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:44px}
.vs-card{border-radius:var(--r);padding:30px 28px;border:1px solid var(--border);
  background:var(--surface);box-shadow:var(--shadow-sm)}
.vs-card.good{border-color:var(--t1bd);background:linear-gradient(160deg,rgba(34,200,122,.045),var(--surface))}
.vs-h{font-family:var(--display);font-size:17px;font-weight:600;margin-bottom:5px}
.vs-sub{font-size:12.5px;color:var(--muted);margin-bottom:20px}
.vs-li{display:flex;align-items:flex-start;gap:10px;font-size:13.5px;color:var(--text2);
  line-height:1.58;margin-bottom:12px}
.vs-li:last-child{margin-bottom:0}
.vs-mark{flex-shrink:0;width:16px;height:16px;border-radius:50%;display:flex;
  align-items:center;justify-content:center;font-size:10px;font-weight:700;margin-top:2px}
.vs-mark.x{background:rgba(255,120,120,.14);color:#FF8A8A}
.vs-mark.c{background:var(--green-dim);color:var(--green)}

/* ── Steps ─────────────────────────────────────────────────────── */
.steps3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:48px}
.s3-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--r);
  padding:30px 28px;position:relative;box-shadow:var(--shadow-sm)}
.s3-num{font-family:var(--mono);font-size:11px;font-weight:600;letter-spacing:.1em;
  color:var(--purple-l);background:var(--purple-dim);border:1px solid var(--t2bd);
  border-radius:7px;display:inline-flex;padding:4px 9px;margin-bottom:16px}
.s3-title{font-family:var(--display);font-size:17px;font-weight:600;margin-bottom:8px}
.s3-desc{font-size:13.5px;color:var(--muted);line-height:1.62}
.s3-conn{position:absolute;top:50%;right:-19px;transform:translateY(-50%);z-index:2;
  font-size:15px;color:var(--purple-l);background:var(--surface);border:1px solid var(--border);
  width:30px;height:30px;border-radius:50%;display:flex;align-items:center;
  justify-content:center;box-shadow:var(--shadow-sm)}

/* ── Pricing callout ───────────────────────────────────────────── */
.price-callout{margin-top:44px;border:1px solid var(--border);border-radius:var(--r);
  background:var(--surface);box-shadow:var(--shadow-sm);padding:34px 32px;
  display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.pc-copy{flex:1;min-width:280px}
.pc-title{font-family:var(--display);font-size:21px;font-weight:600;margin-bottom:8px}
.pc-desc{font-size:14px;color:var(--muted);line-height:1.62;max-width:560px}
.pc-price{font-family:var(--display);font-size:34px;font-weight:700;color:var(--text);
  letter-spacing:-.02em}
.pc-price small{font-size:14px;font-weight:500;color:var(--muted)}

/* ── FAQ ───────────────────────────────────────────────────────── */
.faq-list{margin-top:40px;max-width:820px;margin-left:auto;margin-right:auto}
.faq-item{border:1px solid var(--border);border-radius:14px;background:var(--surface);
  margin-bottom:12px;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:none;cursor:pointer;
  font-family:var(--display);font-size:15.5px;font-weight:600;color:var(--text);
  padding:20px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.faq-q:hover{color:var(--purple-l)}
.faq-ic{flex-shrink:0;font-size:19px;color:var(--purple-l);line-height:1;transition:transform .2s}
.faq-item.open .faq-ic{transform:rotate(45deg)}
.faq-a{padding:0 24px;max-height:0;overflow:hidden;transition:max-height .3s,padding .3s;
  font-size:14px;color:var(--text2);line-height:1.68}
.faq-item.open .faq-a{max-height:460px;padding:0 24px 22px}

/* ── Responsive ────────────────────────────────────────────────── */
@media(max-width:1020px){
  .split{grid-template-columns:1fr;gap:40px}
  .split.rev > .split-copy{order:0}
  .stat-band{grid-template-columns:1fr 1fr}
  .sb-cell:nth-child(2){border-right:none}
  .sb-cell:nth-child(-n+2){border-bottom:1px solid var(--border)}
  .vs-grid{grid-template-columns:1fr}
  .steps3{grid-template-columns:1fr}
  .s3-conn{display:none}
}
@media(max-width:640px){
  .stat-band{grid-template-columns:1fr}
  .sb-cell{border-right:none;border-bottom:1px solid var(--border)}
  .sb-cell:last-child{border-bottom:none}
  .price-callout{flex-direction:column;align-items:flex-start}
}