Side-by-side, feature-by-feature.
Five platforms. Twenty-eight features. The matrix every lender should review before signing a contract.
Milo
In-house retention system
★ Performance & Match Rates
Database match & delivery rateHow many borrowers actually receive a report
98.5%
~70%
~68%
N/A
N/A
Email open rate% of recipients who open the report
70%
~30%
~28%
N/A
N/A
Engagement rate% who click through and interact
50%
~12%
~10%
N/A
N/A
Hot lead generation rate% of database surfacing as Tier 1 monthly
2.2%
0.3%
0.1%
N/A
~0.5%
Hot + warm lead rateTier 1 + Tier 2 combined
1.5–3.5%
~0.5%
~0.3%
N/A
~0.8%
★ AVM Accuracy & Coverage
Number of AVMsMore AVMs = higher match accuracy
4 AVMs
1
1
1 (own)
1
AVM providersOtto, Quantarium, Cherre, Zillow
Otto · Quantarium · Cherre · Zillow
CoreLogic
Black Knight
Proprietary
3rd party
Bring your own AVMUse lender-preferred AVM data
Fully white-labeledNo 3rd-party branding visible to borrower
Custom domainReports on lender's domain
Design your own reportLayouts, modules, color, copy
Send from lender domainEmail comes from your CRM
★ Behavioral Intelligence & Alerts
Tiered behavioral alerts4-tier intent scoring system
3rd-party shopping detectionCatch borrowers shopping on other sites
2,000+ sites
Predictive only
Pre-credit-pull intentDetect intent before competitor pulls credit
~6 weeks ahead
Variable
Real-time webhooksSub-second alert delivery
★ Integrations & Adoption
Native CRM integrationsTotal Expert, Salesforce, Encompass, etc.
Native to all major CRMs
Few native
Few native
API only
API only
Open API + webhooksSelf-serve documentation
No new LO loginsRuns in your existing CRM
White-label home searchBranded search portal
500+ MLSs
No 3rd-party lender adsBorrower never sees competitors
Pay-as-you-go pricingNo minimums or commitments
No long-term contractCancel anytime
No onboarding/integration feesWhite-glove implementation included
Comparison based on publicly available information and lender-reported performance data as of 2026.
● = full ·
~ = partial ·
✕ = not available. Performance numbers for Homebot & MyHomeIQ sourced in part from
homebot.ai/vs/homebot-alternatives and lender-reported figures.