Milo for Credit Unions

They joined for the mortgage. Keep them for everything else.

A member's mortgage is the largest balance you'll ever hold and the easiest one to lose to a quarter-point. Milo keeps your credit union in their inbox every month with real equity numbers, and flags the member who's quietly rate-shopping.

See How It Works
Your brand, start to finish
Runs on a small team
No new logins for MLOs
5–7%
of your member book is shopping in any given month
~70%
monthly open rate on member reports
6 wks
of warning before a credit trigger fires
98.5%
of members reached, thanks to four blended AVMs
Member-First by Design

Members notice when you show up between transactions.

Credit unions win on relationship and lose on presence. A monthly report about the member's own home is a service, not a solicitation. What it's worth, what equity they've built, and what that equity could fund. That's why it gets opened.

It's your credit union's brand. Your logo, your colors, your MLO, your domain, no vendor branding anywhere
Genuinely useful. Equity, refinance, cash-out and move-up scenarios your members can act on
Nobody left out. Four blended AVMs reach 98.5% of the book, including rural and hard-to-value properties
Member activity
6,140 members
AM
Alicia Moreno
Ran a debt consolidation scenario
T1
BR
Brian Ross
Listed his home for sale
T1
CN
Cara Nguyen
High-interest debt crossed $20K
T2
DP
Derek Park
Opened his report 9 months running
T4
4
to work now
312
engaged
$4.8M
pipeline
Member activity
6,140 members
AM
Alicia Moreno
Ran a debt consolidation scenario
T1
BR
Brian Ross
Listed his home for sale
T1
CN
Cara Nguyen
High-interest debt crossed $20K
T2
DP
Derek Park
Opened his report 9 months running
T4
4
to work now
312
engaged
$4.8M
pipeline
Catch the Quiet Shopper

The member who's leaving doesn't tell you first.

They tell Zillow. Milo watches for it across 2,000+ home search and mortgage sites, and flags high-interest debt and competitor credit pulls, so your team can make the call while the member is still deciding.

Debt consolidation, on time. DebtIQ flags a member whose high-interest debt crosses your threshold, a HELOC conversation that helps them
Life events that mean a move. Engagement, marriage, a new baby, a listing going live
Before the credit pull. CreditIQ tells you when another lender pulls a member's credit, roughly six weeks after intent first appeared
Built for Lean Teams

You don't have a marketing department of thirty.

What running member retention looks like with two people and a full workload.

Building it yourself
Internal dev, agency retainers, manual campaigns
✕
Months of roadmap for a first version
✕
Someone has to build the monthly send, every month
✕
AVM licensing and data contracts to negotiate
✕
MLO training and adoption chasing
✕
No attribution when the board asks what it produced
Milo
Pre-built, configured in an afternoon
✓
Live in days, with onboarding included at no cost
✓
Reports send on your cadence without anyone touching them
✓
Four AVMs, home search across 500+ MLSs, all included
✓
Nothing for MLOs to adopt, alerts arrive where they work
✓
Closed loans traced back to the signal that produced them
Getting Live

Onboarding is included. So is the cleanup.

Dedupe, address validation and AVM coverage checks happen before anything sends.

STEP 01
Hand us the member file
A CSV or an API push. We validate, dedupe and enrich every record with current value and equity data.
→
STEP 02
Brand it once
Your logo, colors, disclosures and MLO assignments. Approve a sample report before the first send.
→
STEP 03
Let it run
Reports go out monthly. Alerts route to the right MLO. You review a weekly summary.
Pricing

Priced for your portfolio.

Pricing that scales with your membership.
Custom pricing across your member mortgage book, with onboarding, four blended AVMs and intent alerts included. Smaller credit unions often start on a single branch.
Custom
FAQ

Questions we get a lot.

It reads as a service, which is why open rates run around 70% and average time on page exceeds three minutes. The report is about the member's own home, current value, equity built, and what that equity could fund. Offers appear where they're contextually relevant rather than as a blast.
Yes. Onboarding, dedupe, address validation, AVM coverage checks, branding setup and sample approval, is done for you and included. After setup, reports send on your cadence with nobody touching them, and alerts route automatically to the right MLO.
Entirely. Your logo, colors, domain and mortgage loan officers. Members never see Milo branding, and there are no competing lender ads inside the experience.
Yes. DebtIQ flags members whose high-interest debt crosses a threshold you set, which is a natural HELOC or consolidation conversation, and the report includes configurable spaces for other member products.
In-house means AVM licensing, data contracts, a monthly send pipeline and ongoing maintenance before you see a first version. Milo is pre-built and typically live in days, with four blended AVMs and home search across 500+ MLSs included.
Milo for Credit Unions

Members leave quietly.
Now you'll hear it coming.

See what your member book would surface in the first 30 days.